Grants for Adult Learners: Here’s What’s Available

Thinking about going back to school as one of the millions of adult learners attending universities across the country? The good news is there are a lot of grants out there specifically designed to help adult learners cover educational costs.

Unlike loans, grants don’t need to be repaid, which means they can provide a big financial boost for those looking to continue their education or train for a new career. In this article, we’ll explore different types of grants, how to apply for them, and some tips for maximizing your funding options.

If you’re ready to find out how to make adult education more affordable, keep reading to discover all the available grant options that could be a game-changer for your educational journey.

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What kinds of grants are available for adult learners?

Grants for adult learners come from federal and state governments as well as private organizations. Here are some major options to consider:

Federal Pell Grant: Available to adult learners with financial need who are pursuing undergraduate degrees. The maximum award amount is around $7,395 per academic year. To see if you qualify, you’ll need to complete the FAFSA (see below for details).
State-Based Grants: Many states offer grant programs specifically for adult learners and career-changers. Check your state’s higher education website for options or contact your school’s financial aid office to ask if they participate in any state-specific grant programs for adults.
Private and Career-Specific Grants: Look for private grants offered by nonprofits, trade organizations, and companies in your industry. For example, healthcare organizations may offer grants for nursing students, while tech companies might provide funding for IT certifications. Search for grants in your field or ask local industry associations for suggestions.

How do you apply for adult learner grants?

Here’s a step-by-step guide to getting started with grant applications:

Complete the FAFSA: The Free Application for Federal Student Aid (FAFSA) is your first stop for federal and many state grants. You’ll need details about your financial situation and personal information. Submit the FAFSA online, and aim to apply as early as possible, since some grants are awarded on a first-come, first-served basis.
Explore State Resources: After completing the FAFSA, visit your state’s higher education website to see if they offer grants or scholarships for adult learners. Contact your school’s financial aid office to discuss additional options they may offer based on state funding.
Research Private Grants: Search online for private grants that cater to adult learners in your field. Use keywords like “grants for adult learners,” “career change grants,” or “[specific industry] grants” (e.g., “healthcare grants”). Check industry association websites, and create a checklist of grants that seem like a good fit for your goals.
Prepare Applications: Some private grants may require separate applications with essays, recommendation letters, or statements about your career plans. Make a list of application requirements for each grant, along with deadlines, and try to start early to avoid last-minute stress.

Will educational grants affect any other benefits?

Receiving grants might impact your eligibility for other benefits like SNAP (food assistance) or housing support, depending on the amount you receive and local policies. Here’s what to do:

Consult Your Benefits Office: Contact the agency managing your current benefits to ask if receiving grant aid could impact your eligibility. They can clarify how your total income, including grants, might affect your benefits.
Plan with a Financial Advisor: Some benefits, especially needs-based ones, may be adjusted based on your educational funding. A financial advisor or benefits counselor can give you personalized advice, especially if you rely on multiple assistance programs.

Are there special grants for career changers?

Yes! Certain grants are designed to help adult learners switch to high-demand fields. Here’s how to find these options:

Workforce Innovation and Opportunity Act (WIOA): If you’re switching to a career in fields like healthcare, IT, or skilled trades, WIOA grants can help cover training costs. Visit your local workforce development center or career center to learn more and apply.
Professional Organization Grants: Many trade unions and professional organizations provide grants for adults entering specific fields. For example, some nursing associations offer grants for adults going into healthcare. Contact associations in your field of interest for application details.

What are some tips for maximizing grant opportunities?

To increase your chances of receiving grants, follow these tips:

Apply Early and Stay Organized: Begin by submitting your FAFSA as soon as possible, and keep a list of other grant application deadlines. Some funds are limited and awarded on a first-come, first-served basis, so early applications can give you a better shot.
Leverage Your School’s Resources: Many schools have grant and scholarship databases that may include options specific to adult learners. Talk to your school’s financial aid office or check their website for additional opportunities.
Consider Smaller, Niche Grants: Smaller grants often have fewer applicants, and applying to several could increase your total funding. Look into local community foundations, alumni organizations, or small companies offering scholarships in your area.