What to Know About In-Person Social Security ID Checks in 2025
5 min read
In late 2024 and early 2025, the Social Security Administration (SSA) made headlines with a massive policy change: nearly everyone applying for Social Security benefits or needing to update their information was required to verify their identity in person.
This shift was intended to address concerns about fraud and identity theft. But the rollout sparked confusion and frustration, especially for people with limited mobility, no nearby SSA office, or no access to transportation.
The new rule didn’t last long. After significant public outcry from individuals, advocacy groups, and even lawmakers, the SSA reversed course in April 2025. They reinstated phone-based verification for most benefit types and clarified which services still require in-person visits.
So what’s the rule now? In short: in-person verification is still required in some cases, but not nearly as many as the previous rule required.
We’ll walk through who needs to go in person, what documents to bring, and how to get help without making an extra trip.
Keep tabs on the latest Social Security news by subscribing to BenefitKarma!
Key takeaways:
In-person ID checks were briefly required for almost everyone in early 2025—but that rule has since been relaxed.
As of May 2025, in-person checks are now only required for retirement, survivors, and auxiliary (spouse/child) benefit applicants who can’t use SSA’s online portal, and for direct deposit changes if not handled online.
Phone verification is back for disability, SSI, and Medicare applications.
No changes to your account? No ID check needed.
Why did the SSA change its in-person ID policy?
In early 2025, the SSA rolled out a new policy requiring nearly all benefit applicants—and even some existing beneficiaries—to verify their identity in person. The change was part of a broader push to fight benefit fraud and protect personal data after a rise in identity theft cases.
But within weeks, the policy drew strong criticism. Disability rights advocates, rural residents, and older adults reported serious barriers to compliance. In response, the SSA revised the policy in April 2025, restoring phone verification for many services and narrowing the in-person requirement to just a few key scenarios.
The goal is now a more balanced approach—one that maintains strong security without putting unnecessary strain on those who rely on Social Security the most.
Who still needs to complete in-person ID verification?
As of May 2025, in-person verification is only required if:
You’re applying for retirement, survivors, or auxiliary benefits, and you can’t use the SSA’s online system
You need to change your direct deposit info, and you can’t access your online SSA account
In both cases, you can usually start the process by phone—but you’ll need to follow up in person unless you qualify for an exception.
This is a much smaller group than earlier in 2025, when nearly every applicant was required to visit a Social Security office in person—even if they had previously verified their identity.
Who doesn’t need to go in person anymore?
Thanks to the April 2025 policy update, you don’t need to verify your identity in person if:
You’re applying for Social Security Disability Insurance (SSDI), Medicare, or Supplemental Security Income (SSI) and can’t use the online system — these applications can be completed entirely over the phone
You’re already receiving benefits and aren’t making changes to your direct deposit or account
You have verified your identity in recent years, and your account is in good standing
Previously, even SSDI and SSI applicants were swept up in the brief in-person mandate—something that disability advocates strongly opposed. Those groups successfully pushed for the return of phone-based options, especially for people who may face transportation or mobility challenges.
What documents do I need for in-person verification?
If you do need to verify in person, bring:
A valid, unexpired government-issued photo ID (driver’s license, state ID, or passport)
Proof of citizenship or lawful immigration status (birth certificate, passport, or immigration documents)
Any document that lists your Social Security number, such as a W-2, SSA notice, or tax return
Originals are required—photocopies won’t be accepted. For more details, check out the SSA’s official identity verification checklist at ssa.gov.
How do I make an appointment?
To schedule your in-person verification:
Visit the SSA website at ssa.gov
Call the national line at 1-800-772-1213
Or contact your local SSA office directly
Due to the earlier backlog from the now-reversed ID check policy, some locations may still be busy. Try to book your appointment several weeks in advance.
Are there any exceptions to the in-person rule?
Yes—though they’re limited. In-person verification may be waived if:
You’re in dire need (e.g., terminal illness or emergency financial hardship)
You live in a remote area more than 50 miles from an SSA office
You are a pre-release inmate, or have recently exited incarceration
In these cases, you’ll need to provide supporting documentation and get special approval from SSA management.
How does this affect online services?
Once your identity is verified—whether online or in person—you’ll unlock full access to your my Social Security account, including:
Ordering replacement cards
Changing banking info for direct deposit
Downloading benefit verification letters
Monitoring your account for security activity
Previously, people without online access were locked out of these services until they completed an in-person check—even if they’d already applied by phone. That’s no longer the case for most.
What if I suspect fraud?
If you notice suspicious activity or believe someone has tried to use your Social Security number:
Call the SSA fraud hotline: 1-800-269-0271
Report it online at ssa.gov/fraud
Contact your local office and ask for your account to be flagged
Quick reporting helps the SSA protect your identity and prevent unauthorized access.
Stay on top of Social Security news
Sign up for alerts at ssa.gov
Follow the SSA on social media
Check your annual benefit statement
Subscribe to BenefitKarma’s newsletter to stay in the know on income security, benefit updates, and policy changes