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    Plain-English updates on SNAP, Medicaid, VA and Social Security — one email a week.

    • Your information stays private — You decide what to share and when.
    • Aligned with official resources — We reference SSA, VA, CMS, and HUD guidance.
    • Free to use, no catch — Tools, guides, and estimates cost nothing.
    • Plain and honest language — Program rules in words people can actually use.
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    Benefits news, guides, and free tools for SNAP, Medicaid, Social Security, and VA benefits

    What BenefitKarma is

    BenefitKarma is a free benefits newsroom and tool library for people in the United States who are trying to figure out what help they can get. We cover food assistance (SNAP and EBT), Medicaid and Medicare, Social Security retirement and disability, and VA benefits for veterans and their families.

    Our free tools let you check what you may qualify for, estimate a VA disability rating, see what a claim could pay, and request your VA C-File records.

    We are not a government agency and we do not decide, approve, or pay benefits. We explain the rules in plain language, link to the official source for every figure, and tell you where to apply.

    Common questions about BenefitKarma

    A few of the questions people ask us most often. If yours isn't here, you can always reach out.

    Yes. BenefitKarma is free to use. All of our tools, guides, and articles are available at no cost. You don't need to create an account to use most of the site.

    No. BenefitKarma is a private company that provides educational information and tools. We are not affiliated with the Social Security Administration, the Department of Veterans Affairs, Medicare, or any other government agency. Benefits eligibility and outcomes are determined by the appropriate agencies.

    No. BenefitKarma does not file, prepare, or submit applications or claims on your behalf. Our tools help you understand your options and organize your information, but the decision to file, and the filing itself, stays with you and the appropriate agency.

    Official agencies are the authoritative source for rules and decisions. Their websites are comprehensive but often difficult to navigate without prior knowledge. BenefitKarma translates official rules into plain language, helps you understand your specific situation, and prepares you to use the official process with confidence. We complement the official sites, not replace them.

    We cover Veterans Affairs benefits including VA disability, healthcare, and appeals, Social Security Disability Insurance and Supplemental Security Income, Medicare and Medicaid, SNAP and food assistance, housing programs including Section 8 and public housing, LIHEAP energy assistance, education and training benefits including GI Bill and Pell Grants, and mass tort and personal injury matters.

    Yes. We do not sell personal information. Your data stays within BenefitKarma unless you specifically choose to share it with a third-party professional through our expert help feature. You can read the full details in our Privacy Policy.

    No, not for most features. You can use most tools, read all guides, and browse all content without creating an account. An account lets you save your progress across sessions, track your personalized benefit opportunities, and return to tools where you left off.

    Our content is reviewed against official sources including SSA, VA, CMS, HUD, and USDA guidance, and is updated as rules change. Each guide includes official reference links so you can verify anything directly. We display a last reviewed date on our major resources. For any specific decision about your benefits, the appropriate agency makes the determination.

    Expert help is an optional feature that can connect you with carefully screened third-party professionals, such as accredited VA claims agents, disability advocates, or personal injury attorneys, depending on your situation. It is never required to use the site. Fees may apply depending on the professional and your situation, and any fees are disclosed by the provider directly. You remain in control of whether to engage a professional.

    Benefit rules, amounts, and thresholds change regularly, often annually. We update our tools and guides as changes take effect, including cost-of-living adjustments, new presumptive conditions, updated income limits, and policy changes. Major resources display a last reviewed date.

    Editorial Standards · How we research, write, and review what you read here.

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