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    VA Disability Pay Calculator

    How much could my VA rating pay each month? Enter your ratings and family details to see your combined rating and estimated pay.

    Free · No account needed · Private · About 3 minutes

    VA Disability Pay Calculator illustration

    How it works

    1. 1

      Add your ratings

      Enter each rated condition and its percentage, and mark the ones on both arms or legs.

    2. 2

      Add your family

      Tell us about a spouse, children or parents who depend on you.

    3. 3

      See your results

      Get your combined rating and an estimate of your 2026 monthly pay.

    What you get

    • Your combined VA rating using VA math
    • Your estimated 2026 monthly and yearly pay
    • How dependents may change your pay
    • A clear breakdown of each step of the math

    What this tool does

    • • Combines your ratings the way the VA does, including the bilateral factor
    • • Uses the 2026 VA pay rates for Veterans and dependents
    • • Shows how each condition changes your combined rating

    What this tool does not do

    • • Does not decide your rating. Only the VA can do that
    • • Does not file anything with the VA
    • • Does not include special monthly compensation (SMC)

    How does the VA combine disability ratings?

    The VA does not add your ratings. It uses a method often called VA math. It starts with your highest rating, then applies each next rating to the part of you that is still counted as able. So 50% and 30% combine to 65%, which rounds to 70%, not 80%.

    If you have conditions on both arms or both legs, the VA may add a bilateral factor that raises the combined number a little. The final number is rounded to the nearest 10%.

    Your monthly pay then comes from the VA rate table for your combined rating. From 30% and up, a spouse, children or dependent parents may add to your pay. In 2026, a Veteran alone at 10% is paid $180.42 a month, and at 100% is paid $3,938.58.

    Common questions

    The VA calculates a combined disability rating with VA math, not by adding. It starts with your highest rating and applies each next rating to your remaining ability. So a 50% rating and a 30% rating combine to 65%, which rounds to 70%. The calculator does this math for you.

    Your VA rating does not add up to the total of your conditions because each new rating is applied only to your remaining ability, not to 100%. That keeps the combined number lower than the simple sum. The VA then rounds the result to the nearest 10%.

    The bilateral factor is an extra amount the VA may add when you have rated conditions on both arms or both legs, such as both knees. The VA combines those ratings first, then adds 10% of that value before combining the rest. It can raise your final combined rating.

    VA disability pays, in 2026, $180.42 a month at 10% and $3,938.58 a month at 100% for a Veteran with no dependents. Amounts in between depend on your combined rating. From 30% and up, a spouse, children or dependent parents may add to your monthly pay.

    Dependents may increase your VA disability pay if your combined rating is 30% or higher. A spouse, children under 18, children 18 to 23 in school, and dependent parents can each add an amount. You need to add them with the VA, often using VA Form 21-686c.

    No, this VA calculator result is not official. It is an estimate based on the VA's published method and 2026 rates. Only the VA can decide your rating and pay. Special monthly compensation and some other payments are not included in the estimate.

    Your VA rating can be reduced later in some cases if your condition improves, but the VA must follow strict rules. Ratings held for five years are protected from most reductions, and ratings held at the same level for 20 years generally cannot be lowered below that level.

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    Words to know

    Last reviewed September 26, 2026. For general information only, not legal or medical advice.

    Sources: VA: About disability ratings · VA: Disability compensation rates

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