ACA Marketplace
The ACA Marketplace, found at HealthCare.gov, is where you can compare and buy private health plans, often with subsidies, if you don't have job or government coverage.
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Frequently asked questions about ACA Marketplace
What is ACA Marketplace?+
The ACA Marketplace, found at HealthCare.gov, is where you can compare and buy private health plans, often with subsidies, if you don't have job or government coverage.
Who qualifies for ACA Marketplace?+
Anyone without affordable job-based coverage, Medicaid, or Medicare can shop the Marketplace. Subsidies depend on household income.
How do I apply for ACA Marketplace?+
Apply during Open Enrollment (Nov–Jan) or after a qualifying life event at healthcare.gov, or through your state's Marketplace. Official forms and instructions: https://www.healthcare.gov/.
Where can I get help?+
Compare plans and check subsidies at healthcare.gov, or call a free local Navigator listed there. BenefitKarma's free Benefit Eligibility Screener can also tell you if you qualify for Medicaid instead.