Disabled Adult Child Benefits
Monthly Social Security benefits for an adult child who became disabled before age 22, based on a parent's Social Security work record.
Official source: ssa.gov
## Who qualifies
- The DAC benefit is up to 50% of the parent's full retirement or disability benefit, or up to 75% as a survivor benefit after the parent passes away. - The adult child must be unmarried, with a narrow exception for marriage to another DAC beneficiary. - The disability must have started before the child's 22nd birthday, but the claim can be filed at any age after the parent starts collecting. - This is one of the most overlooked Social Security benefits. Many eligible adults never apply.
## How to apply
Call SSA at 1-800-772-1213 or visit your local Social Security office. You will need medical evidence showing the disability began before age 22 and proof of the parent's Social Security record.
Frequently asked questions about Disabled Adult Child Benefits
Do I need work credits of my own to get DAC?+
No. DAC pays on a parent's earnings record, so the adult child does not need work credits of their own.
What happens to DAC if I get married?+
In most cases marriage ends DAC eligibility. The main exception is marriage to another adult who also receives Social Security disability benefits.
Source: ssa.gov