HRA
An employer-funded account that reimburses employees for out-of-pocket medical expenses and individual health insurance premiums on a tax-free basis.
HRAs are funded entirely by the employer — employees never contribute. Reimbursements are tax-free when used for qualified medical expenses. Some HRAs (such as the QSEHRA and ICHRA) can reimburse individual health insurance premiums.
Also known as
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Frequently asked questions about HRA
What is Health Reimbursement Arrangement (HRA)?+
An employer-funded account that reimburses employees for out-of-pocket medical expenses and individual health insurance premiums on a tax-free basis. HRAs are funded entirely by the employer — employees never contribute.
Who qualifies for HRA?+
Eligibility rules vary. Use BK's free Benefit Eligibility Screener to see if you may qualify based on your situation.
How do I apply for HRA?+
BenefitKarma's free Benefit Eligibility Screener can point you to the right application path.
Where can I get help?+
Use BenefitKarma's free Benefit Eligibility Screener to see what programs you may qualify for. The Find Benefits tool tool also lets you browse programs by state.