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Medicaid
Medicaid Spend-Down
A Medicaid spend-down lets people with too much income or assets qualify for Medicaid by using the excess on medical costs first.
Also known as
Share of cost
Medically needy
Related terms
- LTSS
LTSS are services that help people with daily living tasks like bathing, dressing, or cooking, paid for by Medicaid in homes, communities, or nursing homes.
- Medicaid Waiver
A Medicaid waiver lets a state pay for home and community services for people who would otherwise need a nursing home or institution.
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Frequently asked questions about Medicaid Spend-Down
What is a Medicaid spend-down?+
A way to qualify for Medicaid by using excess income or assets on medical bills first.
Who qualifies for a Medicaid spend-down?+
People over their state's Medicaid income or asset limit but with high medical costs.
How do I apply for a Medicaid spend-down?+
Ask your state Medicaid office how spend-down works in your state.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.