Medicare Part A
The component of Original Medicare that covers inpatient hospital care, skilled nursing facility care (following a hospital stay), hospice care, and limited home health services.
Premium-free for most Americans who worked 40+ quarters. A premium applies for those with fewer quarters. Covers hospital stays after an inpatient deductible (~$1,632/day in 2025). Skilled nursing facility coverage: days 1–20 at $0; days 21–100 with a daily copay.
→ Most people enroll in Part A automatically at 65 if receiving Social Security benefits.
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Frequently asked questions about Medicare Part A
What is Medicare Part A?+
The component of Original Medicare that covers inpatient hospital care, skilled nursing facility care (following a hospital stay), hospice care, and limited home health services. Premium-free for most Americans who worked 40+ quarters.
Who qualifies for Medicare Part A?+
→ Most people enroll in Part A automatically at 65 if receiving Social Security benefits.
How do I apply for Medicare Part A?+
Most people are enrolled automatically at 65. To pick a plan or sign up manually, go to medicare.gov or call your free SHIP counselor.
Where can I get help?+
Call your free State Health Insurance Assistance Program (SHIP) for one-on-one Medicare counseling at no cost, or compare plans at medicare.gov.