SSI
A federal needs-based program administered by the SSA that provides monthly cash payments to adults and children with disabilities or blindness, and to adults 65+, who have limited income and resources.
Unlike SSDI, SSI is not based on work history — it is funded by general tax revenues.
2025 maximum federal SSI payment: $967/month (individual); $1,450/month (couple). Some states add a supplement.
Resource limit: $2,000 for individuals; $3,000 for couples. Excludes primary home, one vehicle, and ABLE accounts.
SSI recipients generally qualify for Medicaid automatically in most states.
→ The SSA monitors bank accounts and other resources to ensure SSI recipients stay within limits.
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Frequently asked questions about SSI
What is Supplemental Security Income (SSI)?+
A federal needs-based program administered by the SSA that provides monthly cash payments to adults and children with disabilities or blindness, and to adults 65+, who have limited income and resources. Unlike SSDI, SSI is not based on work history — it is funded by general tax revenues.
Who qualifies for SSI?+
People with limited income and resources who are 65+, blind, or have a qualifying disability. SSI does not require a work history.
How do I apply for SSI?+
Apply online at ssa.gov, by phone at 1-800-772-1213, or in person at your local Social Security office. There's no cost to apply.
Where can I get help?+
Use BenefitKarma's free Benefit Eligibility Screener to see if you qualify for SSI, then start your application at ssa.gov or your local Social Security office. There's no cost to apply.