How to Apply for Section 8 to Get Some Help with Rent

    Article by BenefitKarma Editorial Team
    Published Sep 24, 2025

    7 min read

    Topics: Housing & Essentials

    Finding safe, affordable housing is tough, especially if you’re already juggling bills, groceries, and other essentials. The Section 8 Housing Choice Voucher Program is one of the main ways the federal government helps families with low incomes keep a roof overhead. These vouchers help pay rent in privately owned apartments and homes, giving you more flexibility than traditional public housing.

    But here’s the catch: applying for Section 8 isn’t always simple. Each local housing authority manages its own waiting list, and demand is usually much higher than available spots. Knowing the steps and what to expect can save you a lot of stress and help you stay ready when an opportunity opens up.

    If you’re thinking about applying for Section 8, here’s how to get started.

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    Key Takeaways:

    • Section 8 vouchers help pay rent in private housing, but demand is high.

    • Apply through your local housing authority, not a national office.

    • Keep documents like proof of income, IDs, and rental history ready.

    • Expect long waiting periods, and update your contact info regularly.

    • If denied, you can appeal the decision.

    Who can qualify for Section 8?

    Eligibility for Section 8 Housing Choice Voucher Program is based on a few key factors:

    • Income level: Generally, your household income must be below 50% of the median income in your area (sometimes 30% for priority cases).

    • Household size: Larger families have different income limits than smaller ones.

    • Citizenship status: You must be a U.S. citizen or eligible non-citizen.

    • Rental history: Housing authorities may review past evictions or criminal background.

    Because Section 8 is locally administered, the exact requirements vary slightly depending on where you live.

    How do you sign up for Section 8 housing?

    Now that you know who qualifies, here's what you have to do in order to sign up for Section 8:

    Step 1: Locate your local housing authority

    Section 8 applications are handled by public housing authorities (PHAs), not a single national office. To apply, find the housing authority in your city or county. You can usually search “[your city] housing authority Section 8” to get the official site.

    Step 2: Check if the waiting list is open

    Most PHAs keep a waiting list because there aren’t enough vouchers for everyone who qualifies. Some lists are open year-round, while others only open during certain enrollment periods. If the list is closed, you’ll need to check back periodically.

    Step 3: Prepare your documents

    When applying, you’ll need:

    • Proof of income for all household members (pay stubs, benefit letters, tax returns)

    • Social Security numbers and IDs for everyone in your household

    • Current rental history and landlord contact info

    • Birth certificates or legal documents showing household makeup

    Step 4: Submit your application

    Applications are typically filed online through your housing authority’s website, but some may still accept paper forms or in-person applications. Fill everything out carefully, since missing information can delay your placement on the list.

    Step 5: Wait for selection

    Once you’re on the list, you may wait months or even years before your name comes up. Some PHAs use a lottery system, while others go strictly in order of application. Make sure to keep your contact information up to date so you don’t miss notifications.

    Step 6: Complete eligibility screening

    If you’re selected, the housing authority will schedule an interview and request documentation to verify your income, family size, and other details. They may also check your rental history.

    Step 7: Receive your voucher

    If approved, you’ll get a Housing Choice Voucher. This voucher covers a portion of your rent, paid directly to the landlord, while you pay the rest. You’ll need to find a landlord who accepts vouchers, and the unit must pass a housing authority inspection before move-in.

    What if you’re denied?

    If your application is denied at any stage, you’ll get a written notice explaining why. You have the right to request an informal hearing or make an appeal, usually within 30 days.

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