Back to glossary
    ACA / Health

    ACA Open Enrollment

    ACA Open Enrollment is the yearly window when anyone can sign up for or change a Marketplace health plan, usually from November 1 through January 15.

    Also known as

    OEP

    Take the next step

    Frequently asked questions about ACA Open Enrollment

    What is ACA Open Enrollment?+

    ACA Open Enrollment is the yearly window when anyone can sign up for or change a Marketplace health plan, usually from November 1 through January 15.

    Who qualifies for ACA Open Enrollment?+

    Anyone without affordable job-based coverage, Medicaid, or Medicare can shop the Marketplace. Subsidies depend on household income.

    How do I apply for ACA Open Enrollment?+

    Apply during Open Enrollment (Nov–Jan) or after a qualifying life event at healthcare.gov, or through your state's Marketplace. Official forms and instructions: https://www.healthcare.gov/quick-guide/dates-and-deadlines/.

    Where can I get help?+

    Compare plans and check subsidies at healthcare.gov, or call a free local Navigator listed there. BenefitKarma's free Benefit Eligibility Screener can also tell you if you qualify for Medicaid instead.

    Your Privacy Matters

    We use cookies for site analytics and to improve your experience. Marketing and personalization stay off unless you opt in. Privacy Policy. You can customize your preferences anytime.