ACA Open Enrollment
ACA Open Enrollment is the yearly window when anyone can sign up for or change a Marketplace health plan, usually from November 1 through January 15.
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Frequently asked questions about ACA Open Enrollment
What is ACA Open Enrollment?+
ACA Open Enrollment is the yearly window when anyone can sign up for or change a Marketplace health plan, usually from November 1 through January 15.
Who qualifies for ACA Open Enrollment?+
Anyone without affordable job-based coverage, Medicaid, or Medicare can shop the Marketplace. Subsidies depend on household income.
How do I apply for ACA Open Enrollment?+
Apply during Open Enrollment (Nov–Jan) or after a qualifying life event at healthcare.gov, or through your state's Marketplace. Official forms and instructions: https://www.healthcare.gov/quick-guide/dates-and-deadlines/.
Where can I get help?+
Compare plans and check subsidies at healthcare.gov, or call a free local Navigator listed there. BenefitKarma's free Benefit Eligibility Screener can also tell you if you qualify for Medicaid instead.