Essential Person
An individual who lives with an SSI recipient and provides essential care that the recipient would otherwise need to pay for from a care facility. Their presence can affect the recipient's SSI payment.
When an 'essential person' lives with an SSI recipient, the recipient's SSI payment is reduced (in-kind support and maintenance rules apply).
This designation is largely a legacy concept — it affects payment calculations rather than conferring a benefit. → The SSI $30 limit applies to those who are in institutional care.
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Frequently asked questions about Essential Person
What is Essential Person?+
An individual who lives with an SSI recipient and provides essential care that the recipient would otherwise need to pay for from a care facility. Their presence can affect the recipient's SSI payment. When an 'essential person' lives with an SSI recipient, the recipient's SSI payment is reduced (in-kind support and maintenance rules apply).
Who qualifies for Essential Person?+
People with limited income and resources who are 65+, blind, or have a qualifying disability. SSI does not require a work history.
How do I apply for Essential Person?+
Apply online at ssa.gov, by phone at 1-800-772-1213, or in person at your local Social Security office. There's no cost to apply.
Where can I get help?+
Use BenefitKarma's free Benefit Eligibility Screener to see if you qualify for SSI, then start your application at ssa.gov or your local Social Security office. There's no cost to apply.