LIHTC
A federal tax incentive program that encourages private investment in the construction and rehabilitation of affordable rental housing for low-income households.
LIHTC is not a direct benefit — it funds the development of affordable housing units that then offer below-market rents.
Tenants in LIHTC properties must earn no more than 60% of the area median income (AMI). Rents in LIHTC units are capped at 30% of 60% AMI for the area.
→ Search affordable housing listings through your local housing authority to find LIHTC units.
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Frequently asked questions about LIHTC
What is Low-Income Housing Tax Credit (LIHTC)?+
A federal tax incentive program that encourages private investment in the construction and rehabilitation of affordable rental housing for low-income households. LIHTC is not a direct benefit — it funds the development of affordable housing units that then offer below-market rents.
Who qualifies for LIHTC?+
Households with income at or below local limits set by HUD; priority often goes to seniors, people with disabilities, and families with children.
How do I apply for LIHTC?+
Contact your local Public Housing Agency to get on the waiting list. Find yours at hud.gov.
Where can I get help?+
Contact your local Public Housing Agency for Section 8, public housing, and LIHEAP. BenefitKarma's Find Benefits tool lists housing programs for your state.