HOME Program
The largest federal block grant program dedicated to creating affordable housing for low-income households, providing funds to states and localities to build, buy, or rehabilitate rental housing and assist first-time homebuyers.
HOME funds rental assistance, homebuyer down-payment help, and rehabilitation loans. Income limits typically target households at or below 80% of Area Median Income.
→ Contact your local Participating Jurisdiction (PJ) — usually a city or county — to apply.
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Frequently asked questions about HOME Program
What is HOME Program?+
The largest federal block grant program dedicated to creating affordable housing for low-income households, providing funds to states and localities to build, buy, or rehabilitate rental housing and assist first-time homebuyers. HOME funds rental assistance, homebuyer down-payment help, and rehabilitation loans.
Who qualifies for HOME Program?+
Households with income at or below local limits set by HUD; priority often goes to seniors, people with disabilities, and families with children.
How do I apply for HOME Program?+
Contact your local Public Housing Agency to get on the waiting list. Find yours at hud.gov.
Where can I get help?+
Contact your local Public Housing Agency for Section 8, public housing, and LIHEAP. BenefitKarma's Find Benefits tool lists housing programs for your state.