HOME Program
The largest federal block grant program dedicated to creating affordable housing for low-income households, providing funds to states and localities to build, buy, or rehabilitate rental housing and assist first-time homebuyers.
HOME funds rental assistance, homebuyer down-payment help, and rehabilitation loans. Income limits typically target households at or below 80% of Area Median Income.
→ Contact your local Participating Jurisdiction (PJ) — usually a city or county — to apply.
Also known as
Take the next step
Frequently asked questions about HOME Program
What is the HOME Program?+
The HOME Program helps make housing affordable for families and people with lower incomes. It gives money to states and towns. They use this money to build, buy, or fix homes for rent. It also helps people buy their first home.
Who can get help from the HOME Program?+
The HOME Program is for families and people who have lower incomes. Each state and local area sets specific rules based on income. Often, these rules are for families earning 80% or less of the average income where they live.
How do I apply for HOME Program assistance?+
You don't apply directly to the federal government for the HOME Program. You apply through your local housing agencies. These agencies get money from the program. They can tell you about available homes or help for first-time homebuyers in your area.
What kind of help can the HOME Program give?+
The HOME Program can help in different ways. It might help with a down payment if you are buying your first home. It can also create affordable rental housing. The specific help depends on what your local housing agency offers.