Public Housing
Federally funded rental housing managed by local Public Housing Authorities (PHAs), providing safe and affordable housing to low-income families, elderly, and individuals with disabilities.
Rent is calculated at 30% of the household's adjusted monthly income. Eligibility is based on income (typically 80% or below area median income), family status, and citizenship. Long waitlists are common in many cities — some PHAs have closed their waitlists indefinitely.
→ Apply through your local PHA. Each authority manages its own waitlist independently.
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Frequently asked questions about Public Housing
What is Public Housing?+
Federally funded rental housing managed by local Public Housing Authorities (PHAs), providing safe and affordable housing to low-income families, elderly, and individuals with disabilities. Rent is calculated at 30% of the household's adjusted monthly income.
Who qualifies for Public Housing?+
Households with income at or below local limits set by HUD; priority often goes to seniors, people with disabilities, and families with children.
How do I apply for Public Housing?+
Contact your local Public Housing Agency to get on the waiting list. Find yours at hud.gov.
Where can I get help?+
Contact your local Public Housing Agency for Section 8, public housing, and LIHEAP. BenefitKarma's Find Benefits tool lists housing programs for your state.