USDA Rural Housing Loan
USDA Rural Housing Loans are zero-down-payment home loans for low- and moderate-income buyers in eligible rural and small-town areas.
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Frequently asked questions about USDA Rural Housing Loan
What is USDA Rural Housing Loan?+
USDA Rural Housing Loans are zero-down-payment home loans for low- and moderate-income buyers in eligible rural and small-town areas.
Who qualifies for USDA Rural Housing Loan?+
Households with income at or below local limits set by HUD; priority often goes to seniors, people with disabilities, and families with children.
How do I apply for USDA Rural Housing Loan?+
Contact your local Public Housing Agency to get on the waiting list. Find yours at hud.gov. Official forms and instructions: https://www.rd.usda.gov/programs-services/single-family-housing-programs.
Where can I get help?+
Contact your local Public Housing Agency for Section 8, public housing, and LIHEAP. BenefitKarma's Find Benefits tool lists housing programs for your state.