USDA Rural Housing Loan
USDA Rural Housing Loans are zero-down-payment home loans for low- and moderate-income buyers in eligible rural and small-town areas.
Also known as
Related terms
- Section 8 / HCV
The federal government's primary program for assisting very low-income families, elderly, and disabled persons to afford safe, decent housing in the private market through rental subsidy vouchers.
- VA Home Loan Guarantee
A VA benefit allowing eligible veterans, active duty service members, and surviving spouses to purchase a home with no down payment, no private mortgage insurance (PMI), and competitive interest rates, backed by a VA guaranty to the lender.
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Frequently asked questions about USDA Rural Housing Loan
What is a USDA Rural Housing Loan?+
A zero-down-payment government-backed mortgage for rural areas.
Who qualifies for a USDA Rural Housing Loan?+
Buyers under income limits buying in USDA-eligible rural areas.
How do I apply for a USDA Rural Housing Loan?+
Apply through a USDA-approved lender.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.