Section 8 / HCV
The federal government's primary program for assisting very low-income families, elderly, and disabled persons to afford safe, decent housing in the private market through rental subsidy vouchers.
Tenants pay 30% of their adjusted gross income toward rent; the voucher covers the remainder up to a local 'payment standard.'
Administered by local Public Housing Authorities (PHAs).
Waitlists are very long . often 1-5+ years. Apply to multiple PHAs in your area.
Project-Based Vouchers (PBVs) are tied to specific housing units, not the family.
→ A recent court ruling clarified when acceptance of Section 8 is required of landlords in some jurisdictions.
Also known as
Related terms
- HOME Program
The largest federal block grant program dedicated to creating affordable housing for low-income households, providing funds to states and localities to build, buy, or rehabilitate rental housing and assist first-time homebuyers.
- LIHTC
A federal tax incentive program that encourages private investment in the construction and rehabilitation of affordable rental housing for low-income households.
- Public Housing
Federally funded rental housing managed by local Public Housing Authorities (PHAs), providing safe and affordable housing to low-income families, elderly, and individuals with disabilities.
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Frequently asked questions about Section 8 / HCV
What is Section 8 / HCV?+
Section 8, also called the Housing Choice Voucher Program (HCV), helps very low-income families, elderly individuals, and people with disabilities pay for safe, clean housing. It gives them vouchers to help cover rent for homes owned by private landlords. This program makes sure people can afford decent places to live.
Who can get Section 8 / HCV assistance?+
To get help, your income must be very low, usually 30% to 50% of the median income for your area. The program mainly helps families, elderly individuals, and people with disabilities. Other things like your family size and citizenship status also play a part in who can get assistance.
How do I apply for Section 8 housing vouchers?+
You need to apply through your local public housing agency (PHA). Each PHA has its own rules and waiting list. You might need to provide personal information and income details. Because there are often many people who need help, waiting lists can be long. You can only apply when the waiting list is open.
How much rent help can I get from Section 8?+
The amount of help you get depends on things like your family size, income, and the rent in your area. Generally, you will pay about 30% of your income towards rent and utilities. The Section 8 voucher then covers the rest, up to a certain limit set by the housing authority.