Lump Sum Death Benefit
A one-time Social Security payment of $255 made to an eligible surviving spouse or dependent child when a worker who paid into Social Security passes away.
Official source: ssa.gov
## Who can get it
- The surviving spouse receives the $255 payment if they were living with the deceased or already receiving benefits on the deceased's record. - If there is no eligible spouse, an eligible child who was receiving benefits on the deceased's record at the time of death may receive it. - Apply within 2 years of the worker's death by calling SSA at 1-800-772-1213. - This is separate from ongoing monthly survivor benefits. Apply for both if you may qualify.
## A note on the amount
The $255 amount has not been adjusted since 1954 and was never meant to cover the full cost of a funeral.
Frequently asked questions about Lump Sum Death Benefit
How do I apply for the Lump Sum Death Benefit?+
Call Social Security at 1-800-772-1213 or visit your local SSA office. You cannot apply online for this payment.
Is the Lump Sum Death Benefit taxable?+
The $255 payment itself is not taxable, though ongoing monthly survivor benefits may be partially taxable depending on your total income.
Source: ssa.gov