Spousal Benefit
A spousal benefit is up to half of your spouse's Social Security retirement amount, paid to you if it is more than your own benefit.
Also known as
Related terms
- Full Retirement Age
Full Retirement Age is the age you can claim 100% of your Social Security retirement benefit. It is 67 for people born in 1960 or later.
- Social Security Retirement Benefits
Monthly cash benefits paid by the SSA to workers who have earned sufficient work credits and choose to begin collecting retirement benefits, available as early as age 62 (reduced) or as late as age 70 (maximum).
- Social Security Survivor Benefit
Social Security survivor benefits pay a monthly amount to a widow, widower, child, or some parents after a worker dies.
Take the next step
Frequently asked questions about Spousal Benefit
What is a spousal benefit?+
A Social Security benefit based on your spouse's earnings record.
Who qualifies for a spousal benefit?+
Married couples and many divorced spouses with at least 10 years of marriage.
How do I apply for a spousal benefit?+
Apply at ssa.gov or your local Social Security office.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.