Full Retirement Age
Full Retirement Age is the age you can claim 100% of your Social Security retirement benefit. It is 67 for people born in 1960 or later.
Also known as
Related terms
- Delayed Retirement Credits
Delayed Retirement Credits raise your Social Security retirement benefit by about 8% per year for each year you wait past Full Retirement Age, up to age 70.
- Social Security Retirement Benefits
Monthly cash benefits paid by the SSA to workers who have earned sufficient work credits and choose to begin collecting retirement benefits, available as early as age 62 (reduced) or as late as age 70 (maximum).
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Frequently asked questions about Full Retirement Age
What is Full Retirement Age?+
The age at which you can claim your full Social Security retirement benefit.
Who qualifies for Full Retirement Age?+
Anyone born in 1960 or later has an FRA of 67; earlier birth years have lower FRAs.
How do I apply for Full Retirement Age?+
Find your exact FRA at ssa.gov.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.