Free SSDI Tool

    Work Credits & Date Last Insured Check

    Are you insured for SSDI? Most people don't know — and most sites don't explain it.

    A 90-second estimate of your work credits and Date Last Insured (DLI), based on what you tell us.

    What This Tool Does

    This tool helps you understand:

    Roughly how many work credits you may have
    An estimate of your Date Last Insured (DLI)
    Whether your disability onset appears to fall before or after your DLI

    What This Tool Does Not Do

    This tool:

    • Does not look up your official SSA earnings record
    • Does not determine insured status — only SSA does
    • Does not ask for your SSN or earnings amounts

    The only place to confirm your credits and DLI is your my Social Security account.

    ~90 seconds
    No SSN, no earnings
    No account needed

    This is an educational estimate, not an SSA determination. SSA rules can change.

    SSDI questions, answered

    Frequently asked questions

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