TDIU
A VA benefit that allows a veteran to be compensated at the 100% disability rate even if their combined disability rating is less than 100%, when their service-connected disabilities prevent them from securing and maintaining substantially gainful employment.
Eligibility: typically one disability rated at 60%+ OR two disabilities combined to 70%+ (with one at 40%+). Extraschedular TDIU is available for veterans who don't meet the percentage thresholds but are still unemployable.
Receiving TDIU does not change your actual disability percentage — it changes your payment level. Employment income above SGA can result in loss of TDIU.
→ *TDIU is one of the most significant VA benefits available to veterans with multiple disabilities.*
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Frequently asked questions about TDIU
What is TDIU?+
TDIU stands for Total Disability Based on Individual Unemployability. It's a special VA benefit. It allows veterans to get disability pay at the 100% rate. This is true even if their combined disability rating is less than 100%. It applies when service-connected conditions stop them from keeping a steady job that pays well.
Who can get TDIU benefits?+
Veterans can get TDIU benefits if their service-connected disabilities make it hard to get or keep a job. Usually, you need at least one service-connected disability rated at 60% or more. Or, you can have multiple disabilities with a combined rating of 70% or more. One of those must be at least 40%.
How do I apply for TDIU?+
To apply for TDIU, you fill out a VA Form 21-8940. This form is called 'Application for Increased Compensation Based on Unemployability.' You'll need to show that your service-connected conditions prevent you from working. The VA will review your medical records and work history.
How does the VA decide if I can't work?+
The VA looks at how your service-connected disabilities affect your ability to do a job. They check your education, training, and work history. They want to see if your health problems truly stop you from getting and keeping a job that pays enough to live on. Evidence from your doctors can help show this.