Workers' Compensation
State-mandated insurance that provides wage replacement, medical benefits, and rehabilitation to employees injured on the job or who develop occupational illnesses, regardless of fault.
Benefits typically include: medical treatment, temporary total disability (TTD) wage replacement (~2/3 of wages), permanent disability, and vocational rehabilitation.
You generally waive the right to sue your employer by accepting workers' comp.
Receiving workers' comp can reduce SSDI benefits through the 'workers' comp offset.'
→ File a workers' comp claim immediately. because delays can hurt your case.
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Frequently asked questions about Workers' Compensation
What is Workers' Compensation?+
State-mandated insurance that provides wage replacement, medical benefits, and rehabilitation to employees injured on the job or who develop occupational illnesses, regardless of fault. Benefits typically include: medical treatment, temporary total disability (TTD) wage replacement (~2/3 of wages), permanent disability, and vocational rehabilitation.
Who qualifies for Workers' Compensation?+
Eligibility rules vary. Use BK's free Benefit Eligibility Screener to see if you may qualify based on your situation.
How do I apply for Workers' Compensation?+
BenefitKarma's free Benefit Eligibility Screener can point you to the right application path.
Where can I get help?+
Use BenefitKarma's free Benefit Eligibility Screener to see what programs you may qualify for. The Find Benefits tool tool also lets you browse programs by state.