EITC
A refundable federal tax credit for working individuals and families with low-to-moderate income, with credit amounts that increase with earned income up to a maximum then phase out — designed to incentivize and reward work.
The maximum EITC for tax year 2024 is approximately $7,830 for families with three or more qualifying children. Even people who owe no federal income tax can receive a refund through the EITC.
→ Use the IRS EITC Assistant or BenefitKarma's tools to estimate your credit.
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Frequently asked questions about EITC
What is Earned Income Tax Credit (EITC)?+
A refundable federal tax credit for working individuals and families with low-to-moderate income, with credit amounts that increase with earned income up to a maximum then phase out — designed to incentivize and reward work. The maximum EITC for tax year 2024 is approximately $7,830 for families with three or more qualifying children.
Who qualifies for EITC?+
Eligibility rules vary. Use BK's free Benefit Eligibility Screener to see if you may qualify based on your situation.
How do I apply for EITC?+
BenefitKarma's free Benefit Eligibility Screener can point you to the right application path.
Where can I get help?+
Use BenefitKarma's free Benefit Eligibility Screener to see what programs you may qualify for. The Find Benefits tool tool also lets you browse programs by state.