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    Senior BenefitsState Health Insurance Assistance Program

    SHIP

    SHIP is a free counseling program in every state that helps people with Medicare understand their coverage choices, costs, and rights.

    Also known as

    State Health Insurance Assistance Program

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    Frequently asked questions about SHIP

    What is State Health Insurance Assistance Program (SHIP)?+

    SHIP is a free counseling program in every state that helps people with Medicare understand their coverage choices, costs, and rights.

    Who qualifies for SHIP?+

    Adults age 60+ (sometimes 62+ or 65+, depending on the program), often with income or asset limits.

    How do I apply for SHIP?+

    Your local Area Agency on Aging can help you apply at no cost. Official forms and instructions: https://www.shiphelp.org/.

    Where can I get help?+

    Your local Area Agency on Aging connects seniors to benefits, in-home help, and caregiver support at no cost.

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