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Senior BenefitsState Health Insurance Assistance Program
SHIP
SHIP is a free counseling program in every state that helps people with Medicare understand their coverage choices, costs, and rights.
Also known as
State Health Insurance Assistance Program
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Frequently asked questions about SHIP
What is State Health Insurance Assistance Program (SHIP)?+
SHIP is a free counseling program in every state that helps people with Medicare understand their coverage choices, costs, and rights.
Who qualifies for SHIP?+
Adults age 60+ (sometimes 62+ or 65+, depending on the program), often with income or asset limits.
How do I apply for SHIP?+
Your local Area Agency on Aging can help you apply at no cost. Official forms and instructions: https://www.shiphelp.org/.
Where can I get help?+
Your local Area Agency on Aging connects seniors to benefits, in-home help, and caregiver support at no cost.