Thrifty Food Plan — food stamp budget
The USDA's estimate of the cost of a nutritious, budget-conscious diet for a reference family of four, used as the basis for calculating SNAP benefit amounts.
Official source: fns.usda.gov
The Thrifty Food Plan is created by the USDA to show how much it costs for a family of four to eat a healthy diet on a budget. This plan is updated regularly to keep up with changing food prices and the latest nutrition advice. For fiscal year 2026 (effective October 1, 2025), the maximum monthly cost for a reference family of four in the 48 contiguous states is $994, used to set the SNAP max allotment.
SNAP, or the Supplemental Nutrition Assistance Program, uses the Thrifty Food Plan to decide how much help a family can get for buying food. The maximum SNAP benefit for a family of four is based on 100% of the Thrifty Food Plan cost.
In 2021, the Thrifty Food Plan was changed significantly for the first time since 1975, which resulted in higher SNAP benefits. It is important for families to understand this plan, as it helps them budget for healthy meals while receiving assistance.
In real life
- A government worker uses the Thrifty Food Plan to figure out how much food assistance a family should get.
- Someone who gets food stamps relies on the Thrifty Food Plan to help set their benefit amount each month.
- A family trying to eat healthy on a small budget might look at the Thrifty Food Plan to understand basic food costs.
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Frequently asked questions about Thrifty Food Plan
What is Thrifty Food Plan?+
The USDA's estimate of the cost of a nutritious, budget-conscious diet for a reference family of four, used as the basis for calculating SNAP benefit amounts. The USDA updates the Thrifty Food Plan periodically to reflect current food prices and nutritional science.
Who qualifies for Thrifty Food Plan?+
Households with low to moderate income who meet the program's income, asset, and work rules (rules vary by state).
How do I apply for Thrifty Food Plan?+
Apply through your state SNAP/WIC office. Many states let you apply online; check your state's portal or call 211.
Where can I get help?+
Apply for SNAP and other food programs through your state social services agency. BenefitKarma's Find Benefits tool shows the food programs you may qualify for in your state.
Source: fns.usda.gov