Medicare Special Enrollment Period
A Medicare Special Enrollment Period lets you sign up for Medicare outside the usual windows because of life events like losing job-based coverage.
Also known as
Related terms
- Medicare General Enrollment Period
The General Enrollment Period runs January 1 to March 31 each year. People who missed earlier Medicare windows can enroll then, but late penalties may apply.
- Medicare Initial Enrollment Period
The Initial Enrollment Period is a 7-month window around your 65th birthday when you can first sign up for Medicare without a late penalty.
- Special Enrollment Period
A window of time outside of the annual Open Enrollment Period during which individuals can enroll in or change ACA Marketplace health insurance coverage following a qualifying life event.
Take the next step
Frequently asked questions about Medicare Special Enrollment Period
What is a Medicare Special Enrollment Period?+
A chance to sign up for Medicare outside normal windows due to qualifying life events.
Who qualifies for a Medicare Special Enrollment Period?+
People with qualifying events such as losing employer coverage or moving.
How do I apply for a Medicare Special Enrollment Period?+
Enroll through Social Security and provide proof of the qualifying event.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.