Medicare Special Enrollment Period
A Medicare Special Enrollment Period lets you sign up for Medicare outside the usual windows because of life events like losing job-based coverage.
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Frequently asked questions about Medicare Special Enrollment Period
What is Medicare Special Enrollment Period?+
A Medicare Special Enrollment Period lets you sign up for Medicare outside the usual windows because of life events like losing job-based coverage.
Who qualifies for Medicare Special Enrollment Period?+
Most people 65+, plus some younger people with qualifying disabilities or end-stage renal disease.
How do I apply for Medicare Special Enrollment Period?+
Most people are enrolled automatically at 65. To pick a plan or sign up manually, go to medicare.gov or call your free SHIP counselor. Official forms and instructions: https://www.medicare.gov/basics/get-started-with-medicare/sign-up/special-enrollment-periods.
Where can I get help?+
Call your free State Health Insurance Assistance Program (SHIP) for one-on-one Medicare counseling at no cost, or compare plans at medicare.gov.