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Medicare
Medicare Late Enrollment Penalty
Medicare's Late Enrollment Penalty is an extra monthly cost added to your Part B or Part D premium for life if you sign up late without other valid coverage.
Also known as
LEP
Part B late penalty
Part D late penalty
Related terms
- Medicare Initial Enrollment Period
The Initial Enrollment Period is a 7-month window around your 65th birthday when you can first sign up for Medicare without a late penalty.
- Medicare Special Enrollment Period
A Medicare Special Enrollment Period lets you sign up for Medicare outside the usual windows because of life events like losing job-based coverage.
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Frequently asked questions about Medicare Late Enrollment Penalty
What is the Late Enrollment Penalty?+
An extra fee added to your Medicare premium for signing up late without valid other coverage.
Who qualifies for the Late Enrollment Penalty?+
People who delay Part B or Part D without creditable coverage.
How do I apply for the Late Enrollment Penalty?+
Enroll on time, or use a Special Enrollment Period to avoid the penalty.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.