Medicare Initial Enrollment Period
The Initial Enrollment Period is a 7-month window around your 65th birthday when you can first sign up for Medicare without a late penalty.
Also known as
Related terms
- Medicare Late Enrollment Penalty
Medicare's Late Enrollment Penalty is an extra monthly cost added to your Part B or Part D premium for life if you sign up late without other valid coverage.
- Medicare Part A
The component of Original Medicare that covers inpatient hospital care, skilled nursing facility care (following a hospital stay), hospice care, and limited home health services.
- Medicare Part B
The component of Original Medicare that covers outpatient care, doctor visits, preventive services, ambulance services, and durable medical equipment.
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Frequently asked questions about Medicare Initial Enrollment Period
What is the Initial Enrollment Period?+
Your first chance to sign up for Medicare, a 7-month window around your 65th birthday.
Who qualifies for the Initial Enrollment Period?+
Most people aging into Medicare at 65.
How do I apply for the Initial Enrollment Period?+
Enroll at ssa.gov or your local Social Security office.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.