Medicare Initial Enrollment Period
The Initial Enrollment Period is a 7-month window around your 65th birthday when you can first sign up for Medicare without a late penalty.
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Frequently asked questions about Medicare Initial Enrollment Period
What is Medicare Initial Enrollment Period?+
The Initial Enrollment Period is a 7-month window around your 65th birthday when you can first sign up for Medicare without a late penalty.
Who qualifies for Medicare Initial Enrollment Period?+
Most people 65+, plus some younger people with qualifying disabilities or end-stage renal disease.
How do I apply for Medicare Initial Enrollment Period?+
Most people are enrolled automatically at 65. To pick a plan or sign up manually, go to medicare.gov or call your free SHIP counselor. Official forms and instructions: https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start.
Where can I get help?+
Call your free State Health Insurance Assistance Program (SHIP) for one-on-one Medicare counseling at no cost, or compare plans at medicare.gov.