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SSDI
Bend Points
Bend Points are the dollar thresholds SSA uses to turn your AIME into a benefit amount. They give a higher percentage of benefits to lower lifetime earnings.
Also known as
PIA bend points
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Frequently asked questions about Bend Points
What is Bend Points?+
Income breakpoints SSA uses inside the PIA formula to calculate your benefit.
Who qualifies for Bend Points?+
Everyone with a Social Security earnings record.
How do I apply for Bend Points?+
Bend points update each year and are applied automatically by SSA.
Where can I get help?+
Call BenefitKarma at (866) 201-2604 or use our free benefit screener.