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    Medicare

    Medicare Savings Programs

    Medicare Savings Programs are state-run programs that help pay Medicare premiums and sometimes deductibles and copays for people with limited income.

    Also known as

    MSP

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    Frequently asked questions about Medicare Savings Programs

    What is Medicare Savings Programs?+

    Medicare Savings Programs are state-run programs that help pay Medicare premiums and sometimes deductibles and copays for people with limited income.

    Who qualifies for Medicare Savings Programs?+

    Most people 65+, plus some younger people with qualifying disabilities or end-stage renal disease.

    How do I apply for Medicare Savings Programs?+

    Most people are enrolled automatically at 65. To pick a plan or sign up manually, go to medicare.gov or call your free SHIP counselor. Official forms and instructions: https://www.medicare.gov/basics/costs/help/medicare-savings-programs.

    Where can I get help?+

    Call your free State Health Insurance Assistance Program (SHIP) for one-on-one Medicare counseling at no cost, or compare plans at medicare.gov.

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