FEMA Disaster Relief
Emergency financial assistance provided by the Federal Emergency Management Agency to individuals and families affected by presidentially declared major disasters, including housing grants, home repair assistance, and personal property replacement.
Individual Assistance (IA) grants: up to approximately $43,900 (2025) for home repair, rental, and personal property. SBA Disaster Loans: separate low-interest loans for homeowners, renters, and businesses.
Apply at DisasterAssistance.gov or call 1-800-621-FEMA within 60 days of the disaster declaration.
FEMA assistance is not a substitute for insurance — insurance settlements are deducted from FEMA grants.
→ Veterans may also access VA-specific disaster assistance through VA regional offices.
Also known as
Take the next step
Frequently asked questions about FEMA Disaster Relief
What is FEMA Disaster Relief?+
Emergency financial assistance provided by the Federal Emergency Management Agency to individuals and families affected by presidentially declared major disasters, including housing grants, home repair assistance, and personal property replacement. Individual Assistance (IA) grants: up to approximately $43,900 (2025) for home repair, rental, and personal property.
Who qualifies for FEMA Disaster Relief?+
Eligibility rules vary. Use BK's free Benefit Eligibility Screener to see if you may qualify based on your situation.
How do I apply for FEMA Disaster Relief?+
BenefitKarma's free Benefit Eligibility Screener can point you to the right application path.
Where can I get help?+
Use BenefitKarma's free Benefit Eligibility Screener to see what programs you may qualify for. The Find Benefits tool tool also lets you browse programs by state.